MosaicLedger
Budget intelligence, without the vibes

A clean, explainable budget mural.

MosaicLedger turns transactions into a navigable mosaic, detects recurring charges, and ranks next actions with deterministic math. Optional AI rewrites the narrative only.

Glass mosaic preview
Salary
Investments
Rent
Groceries
Utilities
Transport
Entertainment
Healthcare
Savings
Dining
Shopping
Education

What you get

Deterministic first
Mosaic navigation
A mural you can drill into: category tiles, then merchants, then the raw transactions.
Recurring + choices
Detect subscriptions, predict next charges, and persist Keep/Cancel/Downgrade choices.
Plan + export
Ranked actions with quantified monthly savings, plus a single poster artifact (SVG/PNG).

How it works

Always explainable
1. Choose a source
Start with demo data or connect a bank later. The experience stays stable either way.
2. Read the mosaic
The mural surfaces spend shape in seconds. Hover to reveal categories and totals.
3. Act with confidence
Plans and recurring insights are ranked with quantified savings and deterministic logic.

Integrations

Prize-ready
Capital One Nessie
Sponsor connector for purchases. When configured, source=nessie drives analysis.
MCP tool server
Hosted MCP endpoints (/health, /mcp) for tool calling transport.
Ops + Coach
Deterministic analysts and tool calling. Optional AI rewrites the narrative only.